Blog Posts on finance concepts




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The Difference of Angel Investors vs. Venture Capitalists by Millionaire Acts on Nov 23, 2011For business owners, there are a lot of ways to fund your business. You can take a loan from the bank or cooperative, use your own savings, or borrow money from angel investors and venture capitalists. For investors, one way to grow your money is to...



Gross Domestic Product, GDP per capita – Top 10 Countries by Pinoy Money Talk on Sep 15, 2011Gross Domestic Product or GDP is the market value of all final goods and services produced within a country during a certain period. This is in contrast with Gross National Product or GNP which refers to the market value of all goods and services...



Credit Ratings by S&P, Moody’s, and Fitch Ratings by Pinoy Money Talk on Aug 7, 2011What are Credit Ratings? Credit Ratings are a measure of the credit worthiness of an organization such as a government or a public or private corporation. It is also an assessment of the quality of debt (loan) instruments issued by these institutions...



What’s with the U.S. Debt Ceiling issue? by Pinoy Money Talk on Jul 27, 2011One of the most highly controversial topics in the United States right now is the Debt Ceiling issue. Basically, U.S. lawmakers are debating whether they should increase the country’s debt ceiling and, if yes, by how much. Much of their... [[...



Total external debt and public debt as % of GDP, by country by Pinoy Money Talk on Jul 27, 2011In the United States, a highly controversial issue right now is the debt ceiling limit. The current debt ceiling of the US, set by law, is $14.3 trillion. According to the United States Treasury, this limit was reached in May 2011 and, if the limit i...



External Debt and Public Debt as % of GDP, by country by Pinoy Money Talk on Jul 27, 2011In the United States, a highly controversial issue right now is the debt ceiling limit. The current debt ceiling of the US, set by law, is $14.3 trillion. According to the United States Treasury, this limit was reached in May 2011 and, if the limit i...



Paying Your Debts Through Structured Debt Settlement by Millionaire Acts on Mar 30, 2010Having huge debts is definitely a burden that’s why I always advise to manage your finances properly. However, if you already have huge debts, one way to pay these debts is through a structured debt settlement. While it may sound too technical...



Economic Terms You Need to Know When Investing by Millionaire Acts on Feb 16, 2010The health of the economy is directly proportional to your investments. If the economy is doing good, then chances are your investments will also earn good. However, if the economy is experiencing a downturn, then definitely, your investments too are...



Debt Consolidation: Consolidating Your Debt Payment by Millionaire Acts on Feb 11, 2010Having lots of debts is different to manage. You may need to track down all debts from one creditor to another including interest expenses and late payment charges. One solution to handling multiple debts is through debt consolidation. Debt consolida...



What are Forward Contracts? by Millionaire Acts on Feb 3, 2010In this article, I will introduce a financial derivative called Forward Contracts. What are forward contracts? Forward contracts are used by companies to take advantage of a speculation. A forward contract is an agreement between two parties to buy o...