Blog Posts on amortization

Fianchetto Homes: an alternative way of owning your house by Philippine Real Estate and Construction on Jul 10, 2011Are you willing to share your home with other families or groups of friends? What’s at stake is your family’s privacy and peace and quiet. But what if in exchange for such, you will be able reduce by half or more the monthly amortization that you...

Will there be a Real Estate Bubble in the Philippines? by Foreclosed Real Estate Philippines on Jun 5, 2011This is a guest post by Angie Espiritu of Filben Realty The term “real estate bubble” sends shivers to many spines because of the fairly recent sub-prime bubble that happened in the United States. Stripping the word of all its technicalit...

Love Nest (Home, Sweet, Home) by Think Like A Beginner on Dec 22, 2010When I was young I told my self that I want to have my own house when I get 30 years old.  I am 30 now and I don’t have one.  Hehe.  Physically, yes, I don’t have the house that I used to dream but, in less than 2 years time, I know it...

Financing is Critical to Wealth Control by Debt Solutions on Jul 26, 2010If buyers are going to command wealth-building factors, you are going to have to be able to control the financing terms. Obviously "interest-only" will increase net cash flow and leveraged appreciation; but you'll have given up all amortization. If...

Pag-IBIG Fund Multi-Purpose Loan by Information At Your Fingertips on Feb 20, 2010One of the of the programs of Pag-IBIG Fund is to provide assistance to minor monetary needs known as the Multi-Purpose Loan. The proceeds could be for tuition fee, medical, home improvement or additional business capital.Eligibility1. Borrower shoul...

Reader Q and A #1: How can I apply for a loan and thus finance my first deal? by Foreclosed Real Estate Philippines on Jan 18, 2010I recently answered an e-mailed question from a reader of Foreclosure Philippines who was also an attendee of the Think Rich Pinoy seminar held last November 21, 2009, where I was a guest speaker. Actually, our featured reader sent her e-mail last No...

Using Price-to-Cash Flow to Find Value by autopilotincome101.com on Nov 26, 2009The Price to Earnings ratio (or P/E) is probably the most common ratio in determining whether a company is under or overvalued. However, the Price to Cash Flow (or P/CF) is another great ratio to do just that. Cash of course is vital to a companyR...

PAG IBIG Housing Loan Progran Guidelines No. 1 to 6 by I M A Lawyer on Jun 28, 2009Pag-IBIG Housing Loan Program For End-User Financing (Cir. 219) GUIDELINES IMPLEMENTING THE "ABOT-KAMAY PABAHAY" PROGRAM 1. LOAN PURPOSE The Pag-IBIG housing loan may be used to finance any o...

PAG IBIG Housing Loan Progran Guidelines No. 7 to 12 by I M A Lawyer on Jun 28, 2009Pag-IBIG Housing Loan Program For End-User Financing (Cir. 219) GUIDELINES IMPLEMENTING THE "ABOT-KAMAY PABAHAY" PROGRAM 7. COLLATERAL The loan shall be secured by collateral consisting of the same residential propert...

What is a Mortgage? by I M A Lawyer on Jun 28, 2009A mortgage loan is a loan secured by real property through the use of a note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in...