the broke, the wise and the in-betweens

Site Details
Current Rank: 1527 (Personal)
Site Description: A crash course on the world I live in. I write about being single, life choices, rants, movies, music, food, reality TV, and mostly about money, life insurance, savings, and personal finance. My life is not that interesting. I try though.
Date Joined: Oct 22, 2010

Tags: Philam Life, money, insurance, food, movie

Latest Blog Posts

Have you ever felt that the universe is conspiring against you?
on Oct 18, 2010 in Depressing Personal Story Of My Life LOMA rants you suck All the time. This will just be a rant but I’m undergoing depression as hell and nothing’s helping. So I have two exams on November 2 and 3 (yes I know. How incredibly cruel. Two years and I’m still like this) and I thought I was ab...

Movie Escapade no. 4 with Mae (Pizza and Pasta at Marciano’s Greenbelt3 on the side)
on Oct 16, 2010 in Food Reviews Movie Escapades Movie Reviews Personal Restaurant Reviews Spending Story Of My Life Marciano's Greenbelt 3 food pizza pasta movie escapade movie buddy Mae The Town Me and my former flatmate and good friend, Mae, have vowed to be movie buddies last year, after we’ve had our jobs post-college. We were almost failing at it because of our schedules but lately, we’ve sort of managed a few movie trips at...

The Mutual Fund Phenomenon
on Oct 12, 2010 in Financial Education Investments Mutual Funds PAMI Saving Up Savings Savings Instruments aggressive conservative how-to investing investors NAVPS Philam Life risk risk appetite saving up savings If there were a Mutual Fund bug, I’m sure as hell I’ve already been bitten by it. For a lot of people, “mutual fund” maybe an alien term you would normally hear on the Bloomberg Channel, or probably you’d only see or read when you try openi...

A series of e-mail exchanges with a priest – on RH Bill.
on Oct 11, 2010 in Controversy Government Personal Philippines RH Bill Story Of My Life controversy priest facebook twitter Damaso e-mail Major Major poverty promiscuity safe sex sex abortion abortifacients pregnant When Carlos Celdran was jailed 2-3 weeks ago, “Damaso!” became such a popular expression. A number of the people I follow on twitter used it on their hashtags. Just like Venus Raj’s “Major Major,” it became, needless to...

My DFA (or what I thought to be DFA) experience.
on Oct 6, 2010 in DFA Depressing Government Graft and Corruption Personal Story Of My Life passport application swindlers GMA 7 Imbestigador Mike Enriques DFA Aseana depressing story This post has long been overdue. This happened last Thursday, September 30, but I didn’t have the chance to write about it. And it kinda got me depressed so I tried to veer away from the topic or the thought in the meantime. I applied for my pa...

You’re in your mid-20s today. And you have the nagging feeling that at the rate your money comes in and flies out, you’d probably end up broke 30 years down the road.
on Oct 5, 2010 in Broke Financial Education Life Insurance Retirement Saving Up Savings 25 year-olds broke financial tips misconceptions retirees retiring saving up savings time deposit Studies show that by the time Filipinos aged 25 years today retire, more than half of them will most likely find themselves broke.  A good 5% of the lot, on the other hand, will have to continue working in order to sustain their lifestyle, augment t...

I’m cleaning up somebody else’s ditch: The difference between CAP [and Legacy, pre-need et al] and insurance companies.
on Oct 3, 2010 in CAP Educational Plans Financial Education Graft and Corruption Legacy Plans Life Insurance Pre-Need Plans insurance life insurance pre-need plans Legacy offhand educational plans A lot of people have developed a stigma against life insurance (or insurance in general) for several reasons. On top of the list would be because they have heard, have been victims of, or have relatives and friends who have suffered from the mayhem t...

The Science Behind Life and Death.
on Sep 28, 2010 in Financial Education Importance of getting an insurance Life Insurance Savings life insurance basics insurance 101 definition risk-pooling savings vehicle long-term savings short-term savings bank accounts emergency funds I guess it would be fitting to start with the basics first. Disclaimer: Wait! Let me put it this way, I’m not going to try to define to you the types of insurance or all those jargons that’ll make your nose bleed. This is simply my mind working s...

Who wants to be a millionaire?
on Sep 26, 2010 in Financial Education Personal Saving Up 1 million financial education millionaire personal finances savings So I kinda made this thing a year ago. It was part of a deck for a retirement campaign project I did when I was still a Management Associate. Of course I only do things that require minimal effort. >:D Considering the amount of photoshop-ing and...

The Ondoy that was, an aftermath.
on Sep 25, 2010 in Importance of getting an insurance Personal Reminiscing Story Of My Life life insurance Ondoy typhoon flood disaster car insurance Same time a year ago, I woke up to the phone call of my father and my sister nudging me off of my deep slumber. That was around 6 or 7 in the morning. Deprived of my much needed sleep, I didn’t want to get up, much less, mind about the downpour...

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